If you’re a Jacksonville driver, you likely understand the hassle of calling around trying to compare auto insurance quotes. It can be stressful trying to get the best rate, but unfortunately, if you own a car it is mandatory to have insurance. Those who go without it risk putting themselves in a big financial bind if they were to ever get into an accident. Luckily, there are 3 little-known ways that Jacksonville drivers can save on their auto insurance.
1. If you own multiple vehicles, your insurance provider may have a discount for multiple cars. Some insurance companies provide discounts so great that you’ll end up paying the same price for two as you would for one. It never hurts to ask if this is something they offer – and if they don’t, perhaps there is another provider who does. In some cases, you’ll be able to have only liability insurance on the second vehicle while still taking advantage of the discount. Some people may be surprised to find out that their rates go up instead of down after taking one vehicle off their plan. It’s funny the way the system works, but having two vehicles insured could work out in your favor. If you are going to compare auto insurance quotes online using a website like http://www.JacksonvilleAutoInsurance.net, make sure they have an option to add a second vehicle for comparison purposes.
2. While many of the newer vehicles already come with anti-theft devices installed, if you have an older vehicle you should install an alarm to reduce your insurance rates. Car thefts happen more often than they should, and anti-theft devices have proven to be effective in deterring robbers from breaking into your vehicle. While not all insurance providers offer this discount, this is definitely something you should inquire about before choosing a company. You’ll need to pay for the alarm or device up front, as well as installation fees, but typically it will pay for itself within just a few months of insurance discounts.
3. If you haven’t already, consider taking a defensive driving class. Many of the top insurance providers will give you a discount on your rates and premiums for successfully taking a defensive driving course. Visit your local DMV office or look up their website to see what classes they have available. Before registering for the class, be sure to contact your insurance provider first to ensure the class will qualify you for a discount. Not only will your rates go down, but defensive driving classes have been statistically proven to reduce the likelihood of getting into a car accident. Having a clean driving record is the best way to keep your insurance rates as low as possible.
Many people aren’t aware of all of the different factors that are taken into consideration when your insurance provider determines your rates and premiums. While some things are out of your hands, many factors are actually within your control. Overall, the best way for Jacksonville drivers to get the most affordable rate is to comparison shop among insurance companies. There are several websites out there, like http://www.JacksonvilleAutoInsurance.net, which will allow you to quickly and easily compare the rates of several top insurance providers.
Author Bio. : The easiest and most convenient way to compare auto insurance quotes is through http://www.JacksonvilleAutoInsurance.net. Visit now to get the best auto insurance rate.