How Can You Make More in 2014?


Everyone can relate to desiring a bigger income. No matter how much you do make, you could always make a little more. From necessity expenses to emergency expenses to fun expenses, more money would mean less financial stress.
Let 2014 be the year you earn more by making easy changes.
1. Debt
First things first, if in debt, get out of it. No matter how much you make, if you are in substantial debt, you will lose your income to interest rates. Especially for credit debt and car payments, interest rates are sky high.
When it comes to paying off debt, there are different schools of thought. Some experts affirm paying off high interest rate debts first while others believe paying off the smaller, more doable debts first will achieve better results.

In the former case, paying off high interest rates first does potentially save more money in the end. However, the latter is more physiological in that it is easier to stick with a debt payment plan if you see the fruits of your labor by getting rid of smaller debt.
And, in some cases, taking out a lower interest-rated loan like a title loan from, can be a less expensive option. Using a low interest loan to pay off a high interest loan yields more savings.
2. Side Jobs
There are plenty of avenues available for people to make a few more bucks on the side. While you could get a second job working nights, there are other options like weekend landscaping, construction, freelance work, blogging, mechanic work, or an in-home catering business.
Landscaping and construction, for those who enjoy intensive, mainly outdoor labor, can contract with established construction or landscaping companies for a project. A few weekends out of a couple of months for a sizeable check are not a bad trade-off.
Doing some sort of freelance work such as photography, writing, or artwork is generally flexible work, allowing you to work on your own time and around your day job.
The best side jobs are the ones dealing with something you love doing. It won’t feel like extra work if you enjoy it, and it will be worth the additional paycheck.
3. Get Points
Most credit cards use a reward system that gives the spender cash back, travel points, discounts, or frequent flyer miles.
Since building credit is important to maintaining good credit (spending only what you have), most people already use a credit card on a monthly basis. Upgrade your card to a reward system that works best for your lifestyle.
Invest in store discount cards such as Target’s Red Card (5 percent savings off all purchases), gas cards that offer a percentage back, and grocery stores like Fresh and Easy that offer a few dollars off your next grocery bill. It is little savings on necessary items that will keep more money in your account.
4. Invest
Investments can be tricky, because there is no guarantee the money will grow. However, if you have some extra cash, investing it and letting it sit could generate a high profit.
Having more cash does not necessarily mean having to work harder. Instead, be savvy about your financial situation and enjoy the benefits.

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