At some point, many people will unfortunately be the victim of a terrible accident and that can put them behind both physically and financially. You should certainly prepare for this possibility by knowing what to do to protect your financial livelihood in this extreme case. To help, below are five financially sound things you should do after being in an accident.
Call for an Ambulance If Necessary
If you have been injured due some kind of accident, the first thing you should do is address the injury. Certain tame injuries, such as a twisted ankle, may not require calling 9-1-1. However, if the injury is severe enough that it could cause permanent damage or threaten your life, you should request an ambulance. An important part of protecting your finances is protecting your health so make sure that you are conscience of that fact and try to take care of your health after being in an accident so you can get back to work as fast as possible.
Contact the Police
If you were involved in a serious accident that was caused by the negligence or intentional acts of another person, you should certainly report it to the police immediately. Reporting car accidents, for example, is mandatory in most cases. Even if it can’t be proven that a criminal act took place, the existence of a police report is very important as it can help expedite the process following the accident in which you get compensated by the insurance company. It can certainly help if you later choose to pursue a civil case on the matter.
File a Claim with Your Car Insurance Company
If you have been involved in a car accident, one of the first things you should do is contact your car insurance company as this will be the process in which you get back on your feet financially. Unless you file a claim, you may end up in financial dire straits. Don’t settle with the first offer that an adjuster offers you as it is mostly likely not the best one that they can do. It seems like such a hassle but fighting for your appropriate compensation should be something that you pursue with vigor.
File a Claim with Your Health Insurance Company
If you were injured in any way that requires medical care of any kind, you should also be contacting your health insurance company to make sure they cover your medical expenses. The reason for purchasing health insurance is to protect your finances in the case of an unexpected health event. An accident certainly comes under that classification.
Hire a Personal Injury Lawyer
If the injuries you sustained during an accident were the result of some other party’s negligent actions, you should certainly hire a Kenneth Cristall Law Corporation personal injury advocate. A serious injury can have many negative consequences that can be extremely far reaching. This can include medical bills, loss of employment and even a negative impact on a person’s quality of life. Personal injury lawsuits exist as a way to gain some of that back in the form of monetary compensation and you can pursue your potential claim more fully with help from a lawyer.
Overall, after an accident, you need to act quickly. The sooner you respond, the higher your chances are for protecting your health as well as your financially livelihood.