You Work Hard, Buying What You Want Should Be Easy

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pay check direct
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Through the smart federal government employee shopping program, PayCheck Direct® helps federal government employees and veterans buy what they want and need today, then they make interest-free payments over time.

With PayCheck Direct, federal government employees and veterans get:

  • Interest-free financing
  • Low convenient payments over 12 months
  • No credit checks
  • Thousands of name-brand products

The shopping program powered by PayCheck Direct provides realistic and affordable financial help especially when unplanned purchases are needed. Like when the washing machine breaks down or the college student needs a laptop to start classes. The program is also beneficial for those planned purchases like this time of year when that old, rusty grill needs to be replaced or the kids have outgrown their bikes.

PayCheck Direct has thousands of products from computers and TVs to appliances and furniture and even pools and patio sets the whole family will enjoy. Federal government employees and veterans can buy a higher-priced item like a refrigerator or purchase several lower-priced products up to their purchase limits. Purchase limits are based on the individual federal government employee’s or veteran’s salary, so it helps keep them on budget.

Federal government employees and veterans can shop online 24/7 or they can place orders by calling PayCheck Direct Customer Service at 866-441-9160, Monday through Friday from 8 a.m. to 8 p.m. CT. Each time an employee or veteran orders, the PayCheck Direct systems automatically confirm that they meet all eligibility requirements (age, salary, tenure and employment status) as well as their purchase limit.

Federal government employees and veterans work hard, buying what they want is easy through their smart shopping program powered by PayCheck Direct. It’s easy, affordable, interest-free shopping.


To learn more about purchase limits, payments, our return policy and other important details about the program, go to your shopping website and click on Customer Service or see your installment agreement. PayCheck Direct® is operated by Bluestem Enterprises, Inc.

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