Is Your Money Going Where It Needs To?

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Biblical-Money-Principles-Budgeting

By Maggie McGrath

With more than half of U.S. taxpayers expected to receive a tax refund this year and the average refund clocking in at $3,120, it’s safe to say that a sizable number or people have a bit of a windfall coming their way soon (if not already). And if you are part of this group – or if you’ve recently benefited from a different type of cash infusion, like a raise or even a drastic cut in spending – you might be wondering: what should I do with this extra money?
Admittedly, not knowing what to do with extra money is the very definition of a first-world problem. Extra money or not, though, knowing how to prioritize your financial goals is important. Financial advisers have told me that one of the most common questions they hear from clients is, “should I put more money towards saving or towards paying down debt?” Beyond paying off debt and beefing up your savings, you might also be looking towards buying a home, starting a family, launching a business and building up a vacation fund for your friends’ many, many weddings. If that’s the case, you might be wondering: where should I start? Am I directing my money to the right thing?
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