Adopting digital payments may improve your personal finances

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Moneycontrol Bureau: If 2016 would have made one big change in money management habits then it would be to push even the most tech-averse towards digital payments.

Demonetisation, and the resultant cash crunch, has helped spread the digital payments net over a wide area and is likely to become the most favoured way of conducting financial transactions. Be it mobile wallets, Unified Payments Interface (UPI), debit cards, credit cards or prepaid cards, you are most likely to learn how to transact digitally.

“Adopting digital payments can bring in a great deal of independence and help people get free of conventional, unrewarding practices in personal finance,” Bhavin Turakhia, CEO and Co-Founder, Zeta a fintech start-up offering digitised employee benefits, told Moneycontrol.
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