Financial literacy and managing your money

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Millions of Americans are living paycheck to paycheck.  According to a recent BANKRATE report, nearly six in 10 Americans don’t have enough savings to cover a $500-dollar or $1-thousand dollar emergency expense.
The economy is making gains after the 2008 recession, but some people still face serious financial difficulties after losing jobs and using credit cards to get by. Some people dipped into their retirement accounts in order to prevent financial ruin. Everyday we face financial strains such as medical bills, mortgages, loans for cars and college, the expenses that come with raising children, as well as those unexpected emergencies like an expensive auto repair.  For people without any financial knowledge, it can be confusing and life altering.
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