By Amy Osmond Cook
Your bad credit history strikes again. You didn’t even plan on applying for credit; You just wanted to get a 15 percent discount on your Macy’s purchase by applying for a store credit card. Nobody enjoys being reminded of past mistakes, but when you have a bad credit history, you are reminded of those financial mistakes every day. And not only is that a blow to your emotional well-being, it’s also bad for your health.
Bad credit = stress
When you face credit checks for typical consumer decisions like buying a cell phone, requesting a gas card, or even applying for a new job, it’s hard to think about anything else, and that can be stressful. “It’s no mystery that stress relief is critical for our emotional and psychological well-being as well as for our physical health,” Kimberly Rotter, a personal finance expert for creditrepair.com, says. A 2015 American Psychological Association report shows that money and finances affect 72 percent of Americans at least some of the time.
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