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The VA Interest Rate Reduction Refinance Loan: aka IRRRL, aka VA...

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If you currently have a VA Loan and haven’t refinanced in the past year or two, with current 30 year fixed VA rates hovering...

A great drop in Loan Delinquencies

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    For the second month in in a row mortgage delinquencies fell, it's down to 11%  from the year before. This could be signaling a major improvement for...

'The Book on VA Loans' Helps Veterans Get the Most From...

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Potential homeowners in today’s real estate market have been overwhelmed by fallout from the subprime meltdown. The consequences from former lending practices has led to...

California Vets must wait longer for Benefits

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  The lack of fairness from geographic location, VA Processing time is fully detailed for the first time in an analysis by the Center for Investigative Reporting. Vets...

Foreclosures more affordable says RealtyTrac

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  Foreclosures or bank owned homes sold at an average discount of 32% below similar homes in the same neighborhood during the second quarter of...

The Majority are in favor of Home-ownership

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  An overwhelming majority favor homeownership over renting despite the housing downturn, according to a new study. The results were found as part of a...

Texas Cities creating the most jobs

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The Recession has affected nearly every person in the United States. But the recovery has fared better in some parts of the country than...

Texas Veteran Land Board Loans: Unbeatable Rates for Texas Vets

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    For Veterans living in the great state of Texas, the Texas Veterans Land Board has an unbelievably good home loan program that is effectively...

Fixed Mortgage rates keep moving up

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  In Freddie Mac's results of its Primary Mortgage Market Survey®, it showed fixed mortgage rates following long-term Treasury yields higher amid continued positive data...

Funding Fee Returns on VA Loans?

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  VA loans funding fee payments are required  for VA loans. Few borrowers are exempt from paying the fee. The Department of Veterans Affairs said...

Telemarketers Harassing Veterans for VA Loan Refinances

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About a month ago we started getting reports of telemarketers calling Veterans to offer them VA Loan refinancing.  Apparently these telemarketers we’re highly aggressive,...

Housing Market increased this Summer

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    More Previously-owned homes are being bought by Americans in July, suggesting that the housing market is improving. The National Association of Realtors said home sales rose...

Fannie Mae and Freddie Mac begin to unload mortgages

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    The Mortgage Colossus that is Fannie Mae And Freddie Mac are too being unloading thousands of Distressed Mortgages, Ordered by the Treasury Department following the announcement to...

Home builder confidence on the rise

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    According to the National Association of Home Builders, Home builder confidence is steadily rising for the forth month in a row. The two point gain builds on a six...

New rules to help homeowners

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  The new focus is on giving homeowner more information on pending interest rate changes and outstanding balances is the aim of a change in rules for...

Higher prices means less affordable housing

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  The slowly rising housing prices could make it a little harder for most Americans to buy a home, according to a industry survey. The National Association of Home...

The fall of Formal Foreclosure

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For the 21st month in a row in July formal foreclosures fell as repossessed U.S. residential properties run into problems of their own. 53,654 foreclosures were completed...

VA Loan Refinancing Scams

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You should also feel free to contact the Department of Veterans Affairs for assistance on any area of a home loan or refinancing loan contract you do not fully understand.

Texas Veteran Affairs slow to file disability claims

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  On Average its take a Veteran 393 days for a veteran in Central Texas to process a disability claim, about five months longer then Veterans living...

California cities going bankrupt

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    San Bernardino is the Third city to go bankrupt in California after reporting a $46 million shortfall in the city’s budget, following in the wake of...

Regulator rejects the new White House mortgage plan

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  Edward DeMarco the official overseer of the massive amount of mortgages help by Fannie Mae and Freddie Mac has gone against the White House and more...

States calls to Obama to Rescue Housing

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    Composed of all 50 U.S states the The National Lieutenant Governors Association has gone to Congress and Obama to address the crisis "in a meaningful and...

A genuine recovery in home prices may have begun

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  A sign that the U.S housing market might be on the road to recovery is a rise of the Home price index in 20 metropolis city's....

Record low for 30 year mortgage loans

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  The average rate on 30-year fixed mortgages fell again, dropping below 3.5% for the first time on records that date back 60 years.Mortgage buyer Freddie...

Underwater Mortgages on the decline means good news for Veterans

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  Though we are far from a full recovery, CoreLogic came out with new data showing 11.4 million, or 23.7 percent of all mortgages in the 1st quarter of...

7 out of 10 consumers prefer to shop at a Veteran...

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In today's economy starting a Business is scary thing to do, but a new study  shows that 7 out of 10 consumers would prefer...

U.S Housing Prices finally hit bottom

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Zillow the home and real estate  firm and market place says second-quarter data showed the first annual increase in value since 2007. The company...

What You Can Do If Your Military Spouse Passes On

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Having a loved one serve in the Military can be difficult for any family but losing them during their time in service or afterwards due to disabilities receive during service is a family's worst fear. There is lots of information on what families can do during their time of loss. Find out more about how you can obtain military VA Home Loan benefits.

Is Time Running Out for the VA Temporary Residence Grant?

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In October, 2011, authorization for the Temporary Residence Grant or TRA was extended under Public Law 112-37.

The History Behind VA Guaranteed Home Loans

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The VA guaranteed home loan is a beneficial program guaranteed by the US Department of Veterans Affairs (VA) to enable qualifying veterans to obtain a new mortgage or refinance an existing one.

Veteran Borrowers in Delinquency

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The US Department of Veterans Affairs urges all veterans who are encountering problems making their mortgage payments to speak with their servicers as soon as possible to explore options to avoid foreclosure.

Debt-To-Income Ratio: Does it Make Any Difference to VA Loans?

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VA loan was officially introduced through the Servicemen’s Readjustment Act (GI Bill of Rights) on June 22, 1944.

Top 10 Veterans Stories in Today’s News – February 17, 2012

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Home loans guaranteed by the Department of Veterans Affairs continue to have the lowest serious delinquency and foreclosure rates in the mortgage industry.

Does a VA Loan Limit, Limit you?

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What is the limit on these loans anyway? An easy guide to know how much you can get a loan for. Lets get to Brass Tax...

Surf to the Safest Bet on the Block

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The loans given out by the VA have proven to have the lowest foreclosure rates in the mortgage industry. Record breaking numbers of Veterans...

Obama "Sounding" Strong at the State of the Union

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President Obama delivered his State of the Union address last night and boy it sure sounded good. He spoke about a plan to make America built to last. In this plan he asks simple things such as higher taxes for the rich such as Warren Buffet and lower taxes for those earning under 250,000 dollars a year.

VA Home Loans not Affected by S&P's U.S. Credit Rating Downgrade

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The United States has had the same AAA credit rating for 70 years. Up until August of last year when our credit rating was...

Is a VA Home Loan an Option for you?

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Need a home loan? Try calling up red white and blue bank of The ol' U.S. of A! In the last year the Government has...

VA Loans Soar in Texas, and California

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The city of Houston has one of the fastest growing VA Home Loan industries in the state as far as real estate goes. But...

Housing Market 2012

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If you're like most first-time home buyers, you've probably listened to friends', family's and coworkers' advice, many of whom are encouraging you to buy a home. However, you may still wonder if buying a home is the right thing to do. Relax. Having reservations is normal. The more you know about why you should buy a home, the less scary the entire process will appear to you.

American Jobs Act Is Funded By Veterans Using VA Home Loan

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To cover the cost of the veteran jobs package, Murray and Miller agreed to a provision that will keep in place higher VA loan guarantee fees for veterans who re-use home loan benefits a second time or more. The higher fees, set in 2003, were to expire but will be extended through 2016.

Obama Signs HR 2112 to Extend FHA and VA Loan Limits...

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President Barack Obama has signed HR 2112, the Consolidated and Further Continuing Appropriations Act of 2012 into law renewing the expired higher loan limits for Federal Housing Administration (FHA) and U.S. Department of Veterans Affairs (VA) loans for an additional two years, through Dec. 31, 2013.