Tag: VA Home Loans
Construction VA Loans: Can I get a Construction VA Home Loan?
By Frank Lozano, VA Loan Specialist, DirectVALoan.com Technically the Veterans Administration (VA) does guarantee VA Construction Loans but Lenders won’t provide...
Refinance: I have a Conventional Loan. Can I Refinance with a...
By Frank Lozano, VA Loan Specialist, DirectVALoan.com Yes, but you will need the necessary equity in your home to do so....
Previous Use of VA Home Loan: I have used my VA...
By Frank Lozano, VA Loan Specialist, DirectVALoan.com Yes, you can use a VA Home Loan as many times as you want....
National Guard: Am I eligible if I am in the National...
By Frank Lozano, VA Loan Specialist, DirectVALoan.com Yes, you will still be eligible for a VA Mortgage Loan if you are...
I have NO credit. Can I get a VA Home Loan?
By Frank Lozano, VA Loan Specialist, DirectVALoan.com Yes, you can still get a VA Mortgage Home Loan because having no credit...
Bankruptcy: How long do I have to wait to get a...
By Frank Lozano, VA Loan Specialist, DirectVALoan.com Depending on the chapter you filed you will have to wait between 12 and...
Foreclosure: Can I get another VA Home Mortgage Loan if the...
By Frank Lozano, VA Loan Specialist, DirectVALoan.com Okay, so I just received this question from a Veteran…."My last VA loan was foreclosed upon....
Senate Passes New VA Home Loan Bill to Increase Loan Limits
Includes Akaka’s legislation to boost veterans’ home loans to Stimulus Act level
WASHINGTON, D.C. – Today U.S. Senator Daniel K. Akaka (D-HI), Chairman of the...
Upon Death, What Happens to my VA Home Loan?
by Francisco Lozano, VA Loan Specialist, DirectVA Loan.com Okay, so I received a question from a Veteran today asking “I would...
Foreclosure: Can they take your retirement military pay away to pay...
IRS Rules Force Homeowners in Foreclosure to Pay Tax on Income they Never Received Military Retirement Pay at Risk ...
3 Ways to Stop Foreclosure
Avoid Foreclosure Now! The Pressure to Compromise is on Both Sides. Negotiate! By John P. Allen, DirectVALoan.com The...
VA Loans Versus FHA Loans
Should you take an FHA Loan instead of a VA Loan?by Francisco Lozano, VA Loan Specialist for Amerisave MortgageIn most cases, the answer...
Why Are VA Mortgage Rates Going Up When Fed Cuts Rates?
Frank P. Lozano, VA Loan Specialist, Amerisave Mortgage Is a Fed rate cut really good for mortgage rates? The Fed can...
VETERANS USE VA LOANS FOR CO-OPS IN NEW YORK CITY
PASSAGE OF 2006 SCHUMER/MALONEY BILL ALLOWS VETS TO USE VA LOANS FOR CO-OPS By Frank Lozano, VA Home Loan Specialist at DirectVALoan.com ...
Is Surviving Spouse of Deceased Veteran Eligible for VA Home Loan?
By Frank Lozano, Amerisave Mortgage VA Home Loan Specialist So today, I received this question from a widow of a veteran....
How Veterans Can Do a Lease-Option to Buy on a Home...
By Frank Lozano, Amerisave Mortgage VA Loan Specialist In this buyers market, you the Veteran who is a home buyer are...
Does the VA Have Special VA Home Loan Programs for Disabled...
by Frank Lozano, Loan Officer, Amerisave Mortgage Recently, I had a...
VA Helps Veterans Refinance Their Current VA Mortgages
VA Offers Interest Rate Reduction Refinancing Loans of existing VA Home Loansby John P. Allen, DirectVALoan.comIRRRL stands for Interest Rate Reduction Refinancing Loan. ...
Do It Yourself Credit Repair for U.S. Veterans
Veterans Can Fix Their Own Credit ChallengesDIY Software Makes Credit Repair for Veterans Fast, Easy, and Effectiveby John P. Allen, DirectVALoan.comCan Veterans fix their...
If a Veteran Files Bankruptcy and Wants to Buy Another Home...
by Frank Lozano, Amerisave Mortgage, VA Loan SpecialistA. Veterans who file for bankruptcy are still allowed to use a VA home loan if...
Does the VA help Veterans Whose Property Has Structural Problems?
The VA has a great many ways to assist those seeking a VA mortgage, but there are also restrictions. When you purchase a home using a VA home loan, the VA does not offer guarantees that your home is free from defects.
What Happens if a Veteran Dies Before They Pay Off Their...
by Frank Lozano, Amerisave Mortgage VA Loan SpecialistA. Unless mortgage life insurance is purchased, the responsibility of a veteran mortgage passes to the...
What Can Veterans Do If They Lose Their DD214?
A. Those who have been discharged, separated or retired should keep multiple copies of the DD214--your discharge paperwork. Here's a guide for DD-214. DD-214 is...
Do Veterans Have To Get a VA Mortgage that's Fixed?
Veterans who shop around will learn it's possible to get a fixed rate loan with the lender of your choice. But is there another option?
Can Veterans use a VA Home Loan to Buy Rental Property?
by Frank Lozano, Amerisave Mortgage VA Loan SpecialistA. The idea of buying a building intended as a rental property is sound-but VA mortgages aren't...