Planning for vacations in Hawaii or want to throw a lavish party on your parents’ 25th anniversary, there are always such dreams we want to fulfill but lack of finances hinders all such plans! To resolve this, all you need is proper planning and some smart saving, which can help ease out the pocket while buying such gifts and turning your dreams into reality. A step-by-step approach works best. Here is how:

  • Cut Down on Your Daily Expenses: Be it switching off lights when not in use to walking up to your nearby grocery store, all these small steps can go a long way in saving money as you save on your electricity bill and petrol, which take a large chunk of the total daily expenditure.
  • Wholesale or Online Shopping is the Way to Go: Shopping is such a stress buster but shopping from retail outlets is a dangerous option when you need to save that money! Go in for some wholesale or online shopping therapy as you can save a whole lot of money due to the unbelievable discounts and margins they have to offer! If you want more, you may also buy products with special offers to make your experience worth every penny.
  • Relish on Some Home Cooked Food: Who doesn’t love to dine-out? But for achieving something, you need to make small adjustments. Give up on your eating out habits and indulge in some tasty home cooked food, which will save you many bucks and is all the more healthy too! Seems like a double bonanza!
  • Stay in and Enjoy: Although you love to hang out with your friends after a movie, coffee or a baseball match, all this will strain your pocket, which is something you just can’t afford! So better stay in and throw pajama party, watch movies on your TV or home theatres this season!
  • Keep a Watch on Your Bills: Stop chatting with your friend over the phone for hours together and give a miss to unnecessary TV watching as these bills will pose a serious problem to your budget and your dream of that special treat will, well, remain a dream!
  • Do part-time jobs to earn extra: This is a wise option many youngsters opt for! There is a huge market for part-time or freelance workers, so go surf the net and check newspaper classified because you never know, you may land yourself a nice job, which will take care of your expenses or work as a side income that, can be saved for that ‘special treat’.
  • Don’t Shop in a Hurry. Plan it First: Planning is the key to every task done well. Whenever you make up your mood to buy anything expensive, give a thought. Plan properly, see if you really need it at that point of time and whether this is something, which can be delayed. Differentiating between what you actually need and what you think you need is the secret weapon for smart saving!

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