Home buying, for many, is a dream come true when they sign that lease and get their keys. But when your dream is something bigger than just any lease, it will take a little more than just looking at your budget and how close the property is to work. Waterfront property can be your reality if you want it to be. Here are some tips for being a picky home buyer before you start looking at waterfront homes for sale in CT.
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Be Picky About the Amenities
CT waterfront homes are an investment not to be taken lightly. Before signing that lease, consider what you are willing to accept and what you are not willing to accept in terms of the amenities the home and the surrounding area have to offer. While your home buying budget has a lot to do with this, your personal needs and tastes do too. If you really want wood flooring or a claw-foot tub, don’t compromise, instead, look for other amenities you can compromise on. For instance, do you need a dock or beachfront? Do you need to be within comfortable walking distance to shopping or recreational activities?
What Area of Waterfront Would You Like?
What kind of waterfront you want to live in should play a huge role in your home buying decision. Do you want to be close to the marina or overlooking a river or a lake? Do you want dock access or do you just want to see water from your living room windows? Or do you simply just want to head out your back door and put your toes into beach sand and feel the waves on your feet? Deciding exactly what type of waterfront property you desire is important before delving into those property listings.
Is What You Want Even Available?
There is the dream of waterfront in CT and then there is the reality. Knowing the difference between what you want, what is available, and what you need is a whole buying decision all of its own. You may find that the perfect home for your needs doesn’t have a private beach or dock or that the ones who do have too many levels, stairs, or are simply too small.
What is Your Budget?
Your budget comes into play when you are looking for waterfront homes in CT. Your ideal home may be way above your current budget, but you may find yourself happy with something almost ideal with the right unexpected amenities. Expect to make your budget for your mortgage about 30% of your total net income. But, finding your ideal home with a mortgage at 20% of your budget will leave more funds for recreation on the waterfront you love!
Factor in Home Size
Sometimes the perfect waterfront property in CT is a bit smaller than your ideal home checklist expected. It is important to note in your budget how much you are willing to downsize to get an ideal living space. Further, don’t let the smaller floor spaces fool you, with the right design even a smaller home can feel like a huge living space. Be realistic and prepare to compromise on the expected square footage of a home in CT.
Keep these tips in mind when you are ready to go from listing to looking in person. There are so many options and quirky amenities that you may find suit your home buying needs better than your first checklist thought about.
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