A quarter of recent retirees would delay Social Security if they had a do-over

By Rodney Brooks
Many financial advisers recommend that people wait until 70 to start drawing Social Security checks, but few do.
In fact, most people don’t even wait until full retirement age and end up taking it as soon as they are eligible – at 62.
A new survey says that, given the chance, a quarter of Social Security recipients would take it later than they did. But that also means that most would not change their decision, for a variety of reasons.
The third annual Nationwide Retirement Institute survey of nearly 1,000 people 50 or older, approaching retirement or retired, found that 23 percent would change when they started drawing Social Security to a later age. And 24 percent of recent retirees said their benefits were less than expected.
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