Personal-Finance Tips for Millennials

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By Todd Campbell
Millennials are more entrepreneurial and willing to change careers than other generations, but they’re still falling behind when it comes to saving for a rainy day and retirement.
According to GOBankingrates.com surveys, 67% of millennials don’t have any money stashed away for emergencies in a savings account and 42% of millennials haven’t set aside a dime for retirement. If you’re a millennial who is falling short of your personal finance goals, here are some tips to get yourself on track.
No. 1: Choose cash over credit
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