Passbook savings accounts give young savers strong start


By Michael Rowand
Parents often struggle with how to encourage their children to save. For younger kids, money tends to feel intangible compared with the things they want, like toys or clothes.
There’s an old-fashioned remedy that many local banks still use: passbook savings accounts.
Passbook savings accounts are the ultimate low-tech savings accounts in which transactions are recorded in a small book called a passbook. While anyone can get a passbook account, small children especially appreciate the tangibility of the passbook, says Bryan Christensen, senior vice president and regional branch manager at Middlesex Savings Bank in Natick, Mass.
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