Panicking over personal finance? Here are some ideas.

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When it comes to personal finance, it’s easy to become paralyzed by the fear of not making the right choice.
During a recent online discussion, a number of folks were stumped on financial decisions. Here are some of their dollar dilemmas — and my advice.
I work full time and have applied for an additional, part-time job. I have kept things paid for two years but can’t do it anymore, and creditors are beginning to call. Mortgage and student loan are paid on time. I need guidance on how and what to do.
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