How to use credit card rewards to help pay for the holidays

By Virginia C. McGuire
The holidays are the best of times and the worst of times. They’re a great excuse to catch up with family and friends, take a break from work and remember what’s truly important. They’re not so great for either your wallet or your waistline.
Using the right credit cards strategically or signing up for a new one won’t do much for your waistline — but both can help you recoup some of your holiday spending. Here’s what you should keep in mind.
Holiday spending brings bonuses within reach
Many credit cards offer sizable sign-up bonuses, but there’s a catch: Claiming that bonus typically requires charging a certain amount during a certain time period. It might be more than you’d be comfortable spending under normal circumstances.
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