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Every student loan borrower should know how their student loan debt affects their credit history and credit score
Whether you are applying for a new credit card or taking out a mortgage to buy a home, a good credit score is essential.
With the acquisition of five Bank Mutual branches, Marine Credit Union one of Wisconsin’s fastest-growing financial institutions will have a presence in Racine and Kenosha counties for the first time.
College is not only supposed to give you the skills you need in a particular field of study, but also the general life skills that you need to survive and thrive.
Anyone looking for access to a free credit score shouldn't have a hard time finding one.
Some financial counselors will understandably insist that young adults eschew the use of credit.
A big tax bill is like hay fever . You don't want it, you try to avoid it — and then April rolls around and it hits you hard. Now you have to figure out how to take care of it.
The American working class lost a shocking amount of wealth in recent decades as wages stagnated. Despite campaign promises, making up that lost ground will be no easy feat.
As a business owner, credit may be a tool that can help your business grow to new heights, but it can also be a difficult concept to master.
When it comes to attaining major financial goals in life, millennials could be in for a rude awakening. According to a study by ValuePenguin, nearly 40 percent of people age 30 or younger have credit scores of 620 or less, which is considered as having poor to bad credit.
It’s been just over a year since the rules around credit card fraud changed, creating an incentive for banks to issue cards with EMV chips and merchants to accept them.
Rejection hurts, and a rejection on a credit card application is no different. According to a new NerdWallet survey, most Americans (70%) say they would turn their back on a bank that rejected their credit card application and would not apply for another credit product from that bank
The holidays are the best of times and the worst of times. They’re a great excuse to catch up with family and friends, take a break from work and remember what’s truly important.
In this economy, Americans are serious about their money and financial goals.
It's a question every shopper has had to ask themselves: Do I want to apply for a store credit card?
When you shop at a car lot where "nobody is turned down," you can expect to pay outlandish car loan rates. Some consumers with less-than-perfect credit might qualify for better rates than they realize.
The average American household carries $15,762 of credit card debt according to data from NerdWallet. The average credit card interest rate is 13.51%. That means the typical American family could be losing $2,000 a year to credit card interest alone.
It takes credit to get credit. That's the catch-22 that encounters many young people when they first enter the job market.
Memorial Day is here. That means it’s crunch time, and not just for those of us focused on shedding pounds and squeezing into swimsuits. Time’s also running out to bulk up your credit score for summer fun.
So you have credit card debt. Maybe a lot. What's more, it's on a high-interest credit card, and it's killing you. So you've stumbled on the idea of doing a balance transfer to a lower-interest, or maybe even a zero-interest, credit card.
Worried about your credit score's impact on the financial side of your life? If it's low, you should be.
Your average millennial's eyes will glaze over at the mention of 401(k)s, options trading and equity. Finance is not our forte, but it's not our fault. Unless you pursue a college degree in finance or a CFP, you aren't exposed to concepts that help you navigate the seemingly scary and elusive world of saving and investing.
Many young people enter the real world today without receiving so much as a crash course in credit cards and money management.
It’s not uncommon to fudge some of life’s most sensitive numbers, such as age or weight.
High-interest credit card balances are alligators that chomp away at household finances. Wiping out your balance can be difficult because so much of your monthly payment goes toward interest rather than principal.
That's the message from security experts, consumer advocates and some state Attorneys General.
If you're one of the many taxpayers who are pursuing a college degree or other post secondary degree, or if you have a child or spouse doing so, there are two credits that could save you a bundle: the American Opportunity Tax Credit and the Lifetime Learning Credit.
If you're trying to build or rebuild your credit history, asecured credit card can be a great tool. Secured cards are valuable mostly because they can be a steppingstone to traditional unsecured credit cards, which are more likely to offer rewards or lower interest rates.
Braving Black Friday, with its long lines and competitive shoppers, is a badge of honor for some who relish hunting for great deals on holiday gifts.
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