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Using Credit Card Consolidation Loans

Maybe you have got to the point where you want to eliminate your debt. You have made all the necessary researches about credit card consolidation loans and other services you can use to improve your financial situation.

Timing Is Everything When Refinancing Your Car

Looking for ways to lower your expenses? Now might be the perfect time to consider refinancing your car.

5 Common Student Loan Credit Reporting Errors And How To Fix...

Every student loan borrower should know how their student loan debt affects their credit history and credit score

4 ways to check your credit score before applying for a...

Whether you are applying for a new credit card or taking out a mortgage to buy a home, a good credit score is essential.

Marine Credit Union expands in southeast Wisconsin with Bank Mutual branch...

With the acquisition of five Bank Mutual branches, Marine Credit Union one of Wisconsin’s fastest-growing financial institutions will have a presence in Racine and Kenosha counties for the first time.

Credit Card Debt Is Becoming More Expensive

With credit scores at an all-time high and credit card delinquency rates near all-time lows, the Federal Reserve has raised rates four times since December of 2015.

Bank And Credit Card Fees Cost College Students Millions

College is not only supposed to give you the skills you need in a particular field of study, but also the general life skills that you need to survive and thrive.

Consumers on a healthier credit footing but unsure on their scores

Anyone looking for access to a free credit score shouldn't have a hard time finding one.

5 Financing Mistakes

Keeping your business afloat requires more than just passion. Being in love with your business doesn’t guarantee success; you need more than that.

Personal Finance: Good credit is hard work that pays off

Some financial counselors will understandably insist that young adults eschew the use of credit.

Personal Finance; Taxes? Stick with cash over credit

A big tax bill is like hay fever . You don't want it, you try to avoid it — and then April rolls around and it hits you hard. Now you have to figure out how to take care of it.

This tax credit puts more money into working-class pockets

The American working class lost a shocking amount of wealth in recent decades as wages stagnated. Despite campaign promises, making up that lost ground will be no easy feat.

How Your Personal Credit Score Can Impact Your Business

As a business owner, credit may be a tool that can help your business grow to new heights, but it can also be a difficult concept to master.

20 Easy Ways Millennials Can Build Credit

When it comes to attaining major financial goals in life, millennials could be in for a rude awakening. According to a study by ValuePenguin, nearly 40 percent of people age 30 or younger have credit scores of 620 or less, which is considered as having poor to bad credit.

How a Foreclosure Impacts your Credit

We monitor our credit scores with the same intensive purpose that we keep tabs on the performance of our favorite sports teams.

Chip cards driving credit fraudsters online

By now you are probably adapting to the latest additional inconvenience at the check-out stand: inserting your chip card and waiting for authorization.

EMV 'chip' credit cards have some surprising haters: Millennials

It’s been just over a year since the rules around credit card fraud changed, creating an incentive for banks to issue cards with EMV chips and merchants to accept them.

Study: 7 in 10 rejected for a credit card hold a...

Rejection hurts, and a rejection on a credit card application is no different. According to a new NerdWallet survey, most Americans (70%) say they would turn their back on a bank that rejected their credit card application and would not apply for another credit product from that bank

How to use credit card rewards to help pay for the...

The holidays are the best of times and the worst of times. They’re a great excuse to catch up with family and friends, take a break from work and remember what’s truly important.

Americans Want Excellent Credit, Confident With Personal Finances

In this economy, Americans are serious about their money and financial goals.

5 Things You Need to Know About Store Credit Cards

It's a question every shopper has had to ask themselves: Do I want to apply for a store credit card?

US Credit Card Debt to Top $1 Trillion in 2016

Americans added $34.4 billion to their credit card debt in the second quarter of 2016, nearly half the total added in all of 2015.

Bad credit? Jumping into a bad car loan could be easy

When you shop at a car lot where "nobody is turned down," you can expect to pay outlandish car loan rates. Some consumers with less-than-perfect credit might qualify for better rates than they realize.

5 times you shouldn’t use a credit card

A credit card used responsibly can be a great tool to build your credit score and a credit history.

Can You Get Your Teen a Credit Card?

Have you ever considered getting a credit card for your child? Some parents find that there can be advantages to entrusting their children with a credit card, as responsible kids can use it to make small purchases and for emergencies.

Debt Snowball Or Debt Avalanche: How To Eliminate Credit Card Debt

The average American household carries $15,762 of credit card debt according to data from NerdWallet. The average credit card interest rate is 13.51%. That means the typical American family could be losing $2,000 a year to credit card interest alone.

Many Americans Continue To Struggle With Credit

Recently, the Federal Reserve released the results of their 2015 Financial Well-being survey. Over 5,000 households answered questions about their current economic standing. Much of the results were positive.

How to establish good credit starting with your first credit card

It takes credit to get credit. That's the catch-22 that encounters many young people when they first enter the job market.

4 tips for getting your credit score in shape for summer

Memorial Day is here. That means it’s crunch time, and not just for those of us focused on shedding pounds and squeezing into swimsuits. Time’s also running out to bulk up your credit score for summer fun.

The Pros and (Mostly) Cons of Balance Transfer Credit Cards

So you have credit card debt. Maybe a lot. What's more, it's on a high-interest credit card, and it's killing you. So you've stumbled on the idea of doing a balance transfer to a lower-interest, or maybe even a zero-interest, credit card.

Best Credit Cards for Small Business Owners

With National Small Business Week kicking off this month, personal-finance websites CardHub and WalletHub have released a trio of reports to help small business owners find the best credit cards and bank accounts for their needs.

It Only Takes One Visit With a Financial Pro to Hike...

Worried about your credit score's impact on the financial side of your life? If it's low, you should be.

A Credit Card Co. Is Funding Personal Finance Lessons for Boston...

Your average millennial's eyes will glaze over at the mention of 401(k)s, options trading and equity. Finance is not our forte, but it's not our fault. Unless you pursue a college degree in finance or a CFP, you aren't exposed to concepts that help you navigate the seemingly scary and elusive world of saving and investing.

Credit card fee you didn’t know existed

You might not know it, but every time you buy something with a credit card, a small portion of what you pay goes not to the merchant you’re buying from, but to the intermediaries who make credit card transactions possible.

The biggest mistakes millennials make when it comes to credit cards

Many young people enter the real world today without receiving so much as a crash course in credit cards and money management.

Embarrassed Americans underreport credit card debt by $415 billion

It’s not uncommon to fudge some of life’s most sensitive numbers, such as age or weight.

What you need to know about balance-transfer credit card offers

High-interest credit card balances are alligators that chomp away at household finances. Wiping out your balance can be difficult because so much of your monthly payment goes toward interest rather than principal.

Fidelity dumps AmEx for credit card, switches to Visa

Fidelity is switching partners for its cash back credit card, dumping American Express and Bank of America for Visa and U.S. Bank.

Why you should consider freezing your credit reports

That's the message from security experts, consumer advocates and some state Attorneys General.

Could an educational tax credit save you $2,500 this year?

If you're one of the many taxpayers who are pursuing a college degree or other post secondary degree, or if you have a child or spouse doing so, there are two credits that could save you a bundle: the American Opportunity Tax Credit and the Lifetime Learning Credit.