Personal financial planning is for losers

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Personal financial planning is becoming more and more popular nowadays. Almost all major national newspapers have a section on personal financial planning. Insurance companies has been trying to shift their marketing strategy, albeit slowly, from directly selling insurance to making people realize the importance of having a financial plan. As the economy of our country keeps improving and people have more disposable income, it seems cool nowadays to talk about having a personal financial plan, obtaining a three-letter designation in the field of personal finance or attending seminars on personal finance and investing.
So what’s the fuss about personal financial planning? Don’t you know that personal financial planning is for losers? Here’s why:
1.) Having a personal financial plan help you lose worry and stress
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