15 tips to manage your finances, debt

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A dozen women gathered at Jacksonville City Hall Saturday morning with a similar goal in mind: to learn how to manage their finances.
The four-hour class presented by Rachel R. Gause, a financial consultant and owner of Personal Financial Change, LLC., covered a variety of topics including getting out of debt and how to prevent credit report surprises.
Here are just a few things the retired Marine, who straightened out her own finances and now aims to help others, suggested:

  1. Check your credit report at least annually. She suggested using annualcreditreport.com or creditkarma.com. “What you don’t know can definitely hurt you.”

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