Consumers on a healthier credit footing but unsure on their scores

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Credit Score and Magnifying Glass

By Susan Tompor
Anyone looking for access to a free credit score shouldn’t have a hard time finding one.
Discover advertises that it offers credit scores on its monthly credit card statement — and on top of that it also offers a free Credit Scorecard to anyone online. Credit Karma runs its quirky ads on TV to promote its free credit scores. Several websites, including Quizzle and CreditSesame, offer the VantageScore for free, as well.
The FICO Score Open Access program enables a variety of financial institutions to provide free scores to their customers, too.

But oddly enough, all that free access isn’t necessarily driving up consumer knowledge about how to boost your credit score. About 44% of consumers surveyed didn’t even try to get a free credit score in the past year, according to the seventh annual credit score survey released in late June by the Consumer Federation of America and VantageScore Solutions.
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