Get your personal finances in order before you start a business

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By Christine Long

Getting a business off the ground isn’t just about finding start-up money. Behind the scenes, you’ve got to be able to live and ensure your personal finances don’t go backward.

Kathryn Carmont is right in the thick of that challenge. The former deputy principal has got it all going on: husband; two children, aged 7 and 4; the mortgage; and now a five-month-old business. Inspiration for her membership site, ThermoHub, a meal-planning tool for Thermomix fans, came from her jam-packed life.

“We’ve managed to get meal planning down to 15 minutes and that’s including writing the shopping list,” she says.

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