4 ways to check your credit score before applying for a loan


Whether you are applying for a new credit card or taking out a mortgage to buy a home, a good credit score is essential.
Lenders offer better terms to borrowers with a good score, so you can expect lower rates and lower down payments. That’s why it pays to find out your score before approaching lenders.
Ever wonder how to check your credit score? Here are a few easy options.

What is a credit score?
Before obtaining your credit score, you should know what a credit score is. The score is a numerical representation of your default risk on loan repayments, with a low number representing a higher risk for the lender.
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