Tag: financial

New investors need at least two things: money and confidence. But many beginners, especially younger people, lack both.

If you're trying to get your finances straight and you're completely intimidated with the work ahead, take it one step at a time. Commit to just fifteen minutes of financial literacy a day.

Most people have at least one bad financial habit. Whether it's impulse shopping, forgetting to pay bills on time or putting off building that emergency fund, balancing what you want to do and what you "should" do is never easy.

As I wrote previously, the financial advisor ecosystem can be surprisingly complex. Nearly anyone can call themselves a financial advisor, financial planner, or financial coach, with minimum qualifications required.

About 46 percent of New Year's vows will be in force six months into the year, according to widely cited research from John Norcross, a University of Scranton psychologist and author of "Changeology: 5 Steps to Realizing Your Goals and Resolutions."

A new year is about to dawn, and it gives us an opportunity to take stock of what we have achieved in the year gone by, and also plan for all the things we hope to accomplish in the future.

We're in the final week of 2016, and there's one thing that most people can agree on: It was a memorable year.

Several Christmases ago, Mike Catania and his brother sat in the kitchen unwrapping a heap of Christmas gifts. "Doesn't this feel like a job?" his brother asked.

What do finances have to do with our mental health? Quite a lot, actually.

Black Friday sales are springing up online and in your local stores. But you still have time to pull together a financial plan for the holidays that will keep your bank account in the black.

This may come as a shock to you: The holiday season is a great time for a family money talk.

Nearly 1 in 4 adult women and 1 in 7 adult men in the U.S. have been the victim of severe physical violence by an intimate partner, according to the Centers for Disease Control and Prevention.

For millennials, feeling like an adult may no longer be about starting a family and buying a house, but rather landing a job and not asking mom and dad for allowance anymore.

A phrase often heard from those beyond their school years is that lessons learned in a certain college or high school class don’t apply to the “real world.”

I am tormented by the guilt of inheriting millions of dollars.” I heard this statement from a young man who had inherited his parents’ fortune.

Investing in an effective and tax-efficient manner isn't the No. 1 financial goal for most Americans.

Millions of Americans don't understand the basics of budgeting or saving for the future.

When Clare Tattersall and her boyfriend decided to have a child, marriage wasn't top of mind.

Ask any young person, and they'll tell you that being young is hard work.

There's been no shortage of high-profile hacks over the last few years think Target, Sony and Ashley Madison but one sector that hasn't made as much news for breaches is financial.

Fidelity Investments is working to improve student financial literacy by increasing teacher knowledge.

The traditional way of buying a house has always been to purchase a starter home – buy something small, and once your family gets too big for it, sell it and find a new, bigger house.

In many ways, the health of your bank account is based on whether you're a good decision-maker. After all, whether we're rich, poor or somewhere in between often depends on the choices we make. Sure, some people are born with far more advantages than others, but still, whether you rise or fall in life often comes down to the quality of your decisions.

If you’re not on top of your finances already, you probably feel like you never will be. The debt feel overwhelming and saving feels impossible. Fight this despair by switching from failure to “not yet.”

Having a baby brings excitement and joy — and a whole new set of money worries. How will you afford diapers and daycare? Soccer and swim lessons? And finally (yikes!) college?

After finishing school and hopefully landing a rewarding job, college graduates face myriad financial obligations and opportunities.

What would a sudden financial emergency be in your life? It could be a storm causing massive property damage to your home. It could also be something more personal, like an accident that would cut off your ability to make a living

When you live paycheck to paycheck, everyone (including you) likes to blame your financial woes on the tiniest expenses. However, you’ll have a harder time than you think ruining your retirement plans by buying a morning coffee.

Money isn’t as complicated as it seems, but when your finances are out of control, managing money does indeed seem overwhelming.

Angela Lin's Persistence in the H&R Block Budget Challenge Will Pay Her College Tuition

Pennsylvania’s public high school students would have to complete a personal finance course before graduating under legislation introduced in the state House.

After watching their parents' finances crushed during the recession and their own financial outlook darken in the days following it, Millennials want financial literacy taught in classrooms.

Worried about your credit score's impact on the financial side of your life? If it's low, you should be.

Already there has been a huge amount invested in fintech in 2016, with investors funding close to$9 billion in January and February alone.

According to www.FinancialLiteracyMonth.com, Americans are over $2 trillion in consumer debt and 30% of consumers report not having extra money; thus making it impossible to avoid living paycheck to paycheck for some Americans.

If you had to build the personal financial advice profession from scratch, it wouldn’t look anything like what we have today.

While building credit and maintaining a good credit history remains a necessary tool for Californian’s in order to provide financial opportunities such as obtaining a loan for a mortgage or to make other large purchases, recent studies revealed many Americans do not have any credit and in many cases do not even know what a credit score is.

We live in an era where information is literally at our fingertips to help us improve our finances. I recently Googled “budgeting” and I got about 55,600,000 results.

Over the course of the FORBES 30 Day Money Challenge, you’ve been asked to check in on your income, track your spending, consider your financial priorities and more.

Marketplace lender Prosper launched its first mobile app, designed to provide customers with the tools to help make smarter financial decisions, the company announced on Thursday (March 10).

Economists Mark Egan, Gregor Matvos, Amit Seru released a sobering working paper last week that explores this question.

Not all cities are alike when it comes to personal finance acumen among their residents, and personal finance site WalletHub recently concluded Lancaster, Texas and Indiana, Pa. "have the worst money-management skills" in the U.S.