A new study by Ramsey Solutions, a leading company in financial education, finds that students who are taught personal finance lessons in the classroom have a better understanding and more confidence when it comes to managing their money.
Of high school students who have taken a personal finance course, 94 percent report understanding how student loans work and 79 percent report understanding how a 401(k) works.
Students who have taken a personal finance course are also more than three times as likely to say they would rather have $500 in the bank instead of a smartphone.
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