10 Egregiously Bad Personal Finance Myths


Hands counting money
By Sean Williams
In a perfect world, everyone would have the necessary knowledge needed to make smart financial decisions. Unfortunately, we live in far from a perfect world, and personal finance mistakes often come far easier than smart decisions.
Hiding among the numerous money mistakes you can make are 10 particularly bad personal finance myths that continue to sucker people into making poor decisions. These are myths that are genuinely believable on the surface, but when you dig a bit deeper their semblance of truth melts away. Our goal is to put these myths to rest for good.

In no particular order, here are the 10 most egregious personal finance myths.
1. I don’t earn enough to save money
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