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How to clean up your credit report

Although it’s hard to put a price tag on your credit report, it is one of the most important assets you have as a consumer.

Bad credit? Make a secured credit card work for you

If you're trying to build or rebuild your credit history, asecured credit card can be a great tool. Secured cards are valuable mostly because they can be a steppingstone to traditional unsecured credit cards, which are more likely to offer rewards or lower interest rates.

Skip Black Friday and save with this credit card perk

Braving Black Friday, with its long lines and competitive shoppers, is a badge of honor for some who relish hunting for great deals on holiday gifts.

Credit cards with chips

The end of the credit card swipe is upon us. Starting this month, more and more consumers will dip their new security-enhanced cards bearing shiny computer chips into the slots of just-as-new card readers on the counter.

What You Should Know About the New Credit Card Chip Rule

Chip-enabled credit cards will now become the standard for consumers and business owners.

Got a new credit card in the mail? Here's why

Banks have been sending out new chip-enabled credit cards that have to be inserted and held in a credit card reader to complete a transaction.

How to play your credit cards right

Credit card users here are completely spoilt for choice, with more than 100 cards in the market suited to their every whim and fancy.

Customers love this credit card

The company ranked highest in J.D. Power's 2015 Credit Card Satisfaction Study.

It takes 16 months to pay off credit card balance in...

Three Texas cities -- San Antonio, Dallas and Houston -- are among the top five in the country where residents carry some of the highest credit card debt and take the longest time to pay it back, according to a report from CreditCards.com.

Start college kids with bank accounts, not credit cards

If you want your college student to learn money management skills, get him or her a checkbook instead of a credit card.

What your credit card covers for car rentals

In the midst of moving from Atlanta to St. Louis last year, Thomas Nitzsche discovered his parked rental car had been hit by another car, causing $791 in damage.

Guarantor Loans for Those with Poor Credit Histories

Applying for loan is a difficult process at the best of times, but when you know that you have a poor credit history it...

Complete Guide to take loans

As credit rates interest rate are going higher and higher, most of the people look for the alternative option of credit card

The Importance of Getting a Credit Bureau Letter from Your Creditors

There are a lot of times that we take a credit, we default it and later on we settle it or repay it when...

Bank Reporting Agencies – What You Need to Know

However, if you have had your checking account closed or been denied the ability to open a new checking account, then you know all too well who these companies are and the tremendous impact they can have on your life

A Personal Line Of Credit Can Go A Long Way—Get One...

Managing your personal finances is a key life skill everyone needs to acquire in order to lead a more successful life

Wrong Health Tax Credit Statements Sent to 800,000

The Obama administration said Friday it would allow people to sign up for insurance plans on HealthCare.gov through April, and at the same time said it sent some 800,000 people incorrect tax statements about their coverage in 2014.

Greece defies creditors, seeking credit but no bailout

Talks between Greece and euro zone finance ministers over the country's debt crisis broke down on Monday when Athens rejected a proposal to request a six-month extension of its international bailout package as "unacceptable".

Debt Consolidation Loans

Choose which for consolidation you need of one's loan consolidation. Credit cards, credit balances, and payment loans may all be combined. This can also result right into an administration of the funds of one's

Five Simple Steps to Help Improve your Suffering Credit in 2015

In the aftermath of the recent economic turmoil, many have had to readjust their finances. The mess has left some people worse off than others, but many individuals are suffering from poor credit. If you are one of the many people trying to rebuild their credit in 2015, read on to learn about some simple strategies that can help you get back on your feet.

Credit Card Reward Points: Truly Valuable, or Just a Gimmick?

Many credit card companies offer rewards benefits designed to encourage the consumer to constantly spend money. Despite offering rewards, they are in business to make money. However, if you do your homework and use credit wisely, you can still benefit from credit card rewards.

Understanding Your Credit Score

When it comes to your credit report, the first thing (and sometimes the only thing) that people see is your credit score.

5 Helpful Tips for Managing Growing Credit Card Debt

If you're someone who is scared to look in your mailbox because you know that a credit card bill is awaiting you, you're not alone

Extending Credit: Ways Credit Can Increase Your Customer Base

Plenty of businesses are in competition with each other in this fast-paced economic climate.

100 Years of Financial Terrorism

Weeks before FSA was enacted, the 1913 Revenue Act became law. It imposed a federal income tax. It did so to pay bankers interest on America's money. It let taxpayers do it.

Restore Your Credit Without Falling For Credit Restoration Scams

Have you ever heard someone compare the internet to the “wild west” and thought they were exaggerating? Well, maybe they were, but only a little.

7 Ways to Rebuild Your Credit Faster

Credit repair can involve much more than simply getting negative items removed from your credit report. If you have very limited time, removing negative items may be your only credit repair choice

4 Expert Tips to Improve Your Credit Score

Are you concerned about your dwindling credit score? Do you know how you can go about increasing your current score in order to ensure your financial stability?

Paper No Plastic: Four Effective Ways to Improve Your Credit Score...

If you want to build your credit and improve your score, you have to apply for a credit card. This principle has been engraved in the minds of consumers for years.

5 Ways to Boost Your Personal Credit Score

In today's world, a credit score can mean everything. Having a good score can make the difference between whether or not you get a car

How Long Will Bankruptcy Show On Your Credit Report?

Most people work hard to achieve their personal goals. They get an education or specialized training so that they can do a particular job....

Are You Under the Burden of Excessive Debt? Here Are Your...

It is fine to take overdrafts occasionally from your bank. However, if you are doing so frequently, just realize that it is not a good impression of yours in front of the bank.

Gold And Silver – It Is Always About One Thing: Timing.

Is there any powder left in the PM guru muskets to substantiate pie in the sky promises?

Uselessness of Credit in World of Tomorrow

In this article, Charles Fawkes explores the use of fictitious credit and its current flaws.

Credit Card and Debit Card – Common but overlooked mistakes

When you are paying for items or at an ATM then you will usually put in your PIN. There are warning that it should be hidden, but this isnt always done.

How to Improve your Credit Score to Avoid Credit Dispute

In order to ensure that your credit score remains high, minimize the number of credit card you are purchasing in a short while.

Choosing Licensed Moneylender for Reliability and Peace of Mind

Choosing a licensed moneylender is an important aspect of loan application.

4 Signs You Need Credit Counseling

One major sign that could mean you need credit counseling is that you have long overdue credit card bills. Read the above post to get better idea..

Credit Cards Aren’t as Competitive as They Want You to Believe

Credit cards are a business which is not only big but also growing at a good pace. There are a lot of big companies...

5 Steps that must be followed to get easy Housing Loans

It is quite simple to get a housing loan or obtain a mortgage, if you have the required amount of capital for down payment, a good credit rating and a property in mind.