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Americans Divided Down the Middle on Future of Personal Finances

Surveys are beginning to show Americans are pretty unsure how their finances will hold up for the next four years given the general anxiety and angst among many consumers with the changes in the federal government.

Personal Finance 101: Understanding the Ins and Outs of a 401(k)

There's no doubt about it: The employer-sponsored 401(k) is the most popular retirement tool for working Americans.

The 6 new rules for personal finance

Hard to believe it was 20 years ago when I wrote a column titled “The 7 Laws of Personal Finance.” It summarized what I had learned in the previous 20 years.

How Donald Trump could impact personal finance

We are on the cusp of the inauguration of the 45th president of the United States — Donald Trump — and there has been much discussion about how Americans' lives will be affected by national changes ahead.

Five personal finance tactics to help you succeed

A good business idea or a good job will mean little if you do not get your finances in order.

Senators grill Betsy DeVos on personal finances, education policies

U.S. Education Secretary nominee Betsy DeVos was grilled on a plethora of educational policies and her financial background Tuesday evening during her confirmation hearing before a Senate committee.

3 Easy Personal Finance Resolutions to Make Now

It's a new year and a new chance to focus on improving personal finances, but like any resolution, sticking with the goal is the key to success.

A Simple Way To Help Your College-Bound Student Ace Personal Finance

It's normally this time of year that first year undergraduates start to realize that their finances are a mess. At least

Follow these simple steps to improve your personal finances in 2017

Jan. 1 is as good a day as any to confront your financial New Year’s resolutions. Yes, you’d probably like to put it off until the 2nd, but that’s what you did last year.

Adopting digital payments may improve your personal finances

Moneycontrol Bureau: If 2016 would have made one big change in money management habits then it would be to push even the most tech-averse towards digital payments.

What Is Doing Your Personal Finance Home Work?

This article is published in collaboration with Scutify, where you can find real-time markets and stock commentary from Robert Marcin, Cody Willard and others.

What 2017 May Mean for Your Personal Finances

It's been a tumultuous 2016 — both financially and politically. The year may have left some people wondering, what's next? And, how will it affect me?

3 steps to better manage personal finances and boost career satisfaction

Did you know that financial literacy directly correlates to your personal and professional success?

What a Fed rate hike means for your personal finances

Maybe this time higher interest rates actually mean higher interest rates.

20 Rules of Personal Finance

1. Salary is not the same as savings. Your net worth is more important than how much money you make. It’s amazing how many people don’t realize this simply truth.

Federal rate rise and personal finances

Federal Chairperson Janet Yellen raised interest rates on December 14, from the previous 0.5 percent to the present 0.75 percent- a rise of a quarter percentage point. People who save money will be rewarded. Individuals oppressed by adjustable mortages and credit card debt could be hurt.

Tips and tricks to grow your personal finances

If you’re looking to grow your personal finances and put money aside for the future, it’s crucial to not only work hard but to think carefully about how you spend your wages.

3 Money-Making Reasons to Get a Personal Loan

In some situations, a personal loan can open up great opportunities. Image source: Getty Images.

5 Tips for Managing Your Personal Finances As An Entrepreneur

If you’re in the midst of starting up a new business, congratulations. While incredibly challenging, this adventure into the startup world is an amazingly rewarding experience.

Personal Finance 101: How to Budget the "SMART" Way

According to data from the St. Louis Federal Reserve, the U.S. personal savings rate as of Sept. 2016 was just 5.7%. That's down nearly 50% from where we were 50 years ago, and it's a far cry from what the citizens of other developed countries are socking away.

In personal finance, there's a gender divide

I turned 70 this week, and I must tell you a personal story that does relate to personal finances. It involves my number two tip in my CARE presentations, which is that “CASH IS KING.”

What Donald Trump Will Mean For America's Personal Finances

Personal Capital, the leading online financial advisory firm, today released its 2016 election report, a guide that investors can use to evaluate the short-term and long-term market and personal finance implications of a Trump presidency.

We Asked Students If They Know Anything About Personal Finance

A few days ago, after anguishing over my most recent credit card statement, I began to think about the ways I could better handle my money.

4 Personal Finance Tips for New Parents

Having a baby can change your life in more ways than you might imagine, and that includes your finances.

Some shocking personal finance statistics

Before we look at some past and current personal finance statistics, which have and continue to convince me that we have a “National Epidemic of Financial Illiteracy," I want to congratulate those retired Americans, who are on Social Security, on your raise for 2017.

Americans Want Excellent Credit, Confident With Personal Finances

In this economy, Americans are serious about their money and financial goals.

Panicking over personal finance? Here are some ideas.

When it comes to personal finance, it’s easy to become paralyzed by the fear of not making the right choice.

4 Personal Finance Tips for New Homeowners

More than 60% of Americans own their homes, and while there are certain benefits to ownership, there's also a downside: the cost.

The 4 Point Personal Finance Checklist for 50-Somethings

Your 50s can be a tricky time financially. On the one hand, you're probably earning more money now than you did earlier in your career, which gives you more flexibility, in general.

5 Personal Finance Tips to Teach Your Kids While They're Young

The money habits children develop when they're young can shape their financial future. That's why it's important to set them on the right path early on. Here are a few key financial tips to start with.

5 Personal Finance Tips for Retirees

Going from salaried employee to retiree can result in some major financial upheaval. Once you're limited to a fixed income, and one that's likely lower than what you were making back when you were still working, managing your expenses can get tricky.

Personal Finance 101: 6 Things Everyone Should Know

Whether you're single, married, new to the workforce, or near retirement, it's important to have a good handle on your money. Here are six personal finance tips you should always make sure to follow.

4 Personal Finance Questions You Need to Ask Yourself Before Retiring

If you're getting into the latter part of your career, retirement is probably on your mind quite a bit.

3 Personal Finance Tips for Small-Business Owners

As entrepreneurs, many small-business owners are comfortable taking risks. But their business is often their biggest asset, as well as the largest source of their household’s income, which means it’s especially important for them to follow basic personal finance and investing guidelines.

Destructive Behaviors That Are Harmful to Personal Finance

According to Investopedia, personal finance defines all financial decisions and activities of an individual or household, including budgeting, insurance, mortgage planning, savings and retirement planning.

10 Egregiously Bad Personal Finance Myths

In a perfect world, everyone would have the necessary knowledge needed to make smart financial decisions.

4 Critical Personal Finance Tips for Your First Years After College

Graduation is a joyous occasion, but it also marks the point at which people step out of school and into the real world.

Five personal finance rules to follow

One-size-fits-all financial advice isn’t supposed to work, as the rules that guide us should be molded to our individual situations. But some rules of thumb can be really helpful.

Should Preschoolers Be Taught Personal Finance?

Did you have a toy cash register as a toddler? It just might have set you on the course to being a financially capable adult.

Start maintaining a personal balance sheet

After making the Permanent Account Number (PAN) mandatory for high-value transactions, the government is now considering banning all-cash transactions of more than Rs 3 lakh.