Tag: personal

U.S. Education Secretary nominee Betsy DeVos was grilled on a plethora of educational policies and her financial background Tuesday evening during her confirmation hearing before a Senate committee.

It's a new year and a new chance to focus on improving personal finances, but like any resolution, sticking with the goal is the key to success.

It's normally this time of year that first year undergraduates start to realize that their finances are a mess. At least

Jan. 1 is as good a day as any to confront your financial New Year’s resolutions. Yes, you’d probably like to put it off until the 2nd, but that’s what you did last year.

Moneycontrol Bureau: If 2016 would have made one big change in money management habits then it would be to push even the most tech-averse towards digital payments.

This article is published in collaboration with Scutify, where you can find real-time markets and stock commentary from Robert Marcin, Cody Willard and others.

It's been a tumultuous 2016 — both financially and politically. The year may have left some people wondering, what's next? And, how will it affect me?

Did you know that financial literacy directly correlates to your personal and professional success?

Maybe this time higher interest rates actually mean higher interest rates.

1. Salary is not the same as savings. Your net worth is more important than how much money you make. It’s amazing how many people don’t realize this simply truth.

Federal Chairperson Janet Yellen raised interest rates on December 14, from the previous 0.5 percent to the present 0.75 percent- a rise of a quarter percentage point. People who save money will be rewarded. Individuals oppressed by adjustable mortages and credit card debt could be hurt.

If you’re looking to grow your personal finances and put money aside for the future, it’s crucial to not only work hard but to think carefully about how you spend your wages.

In some situations, a personal loan can open up great opportunities. Image source: Getty Images.

If you’re in the midst of starting up a new business, congratulations. While incredibly challenging, this adventure into the startup world is an amazingly rewarding experience.

According to data from the St. Louis Federal Reserve, the U.S. personal savings rate as of Sept. 2016 was just 5.7%. That's down nearly 50% from where we were 50 years ago, and it's a far cry from what the citizens of other developed countries are socking away.

I turned 70 this week, and I must tell you a personal story that does relate to personal finances. It involves my number two tip in my CARE presentations, which is that “CASH IS KING.”

Personal Capital, the leading online financial advisory firm, today released its 2016 election report, a guide that investors can use to evaluate the short-term and long-term market and personal finance implications of a Trump presidency.

A few days ago, after anguishing over my most recent credit card statement, I began to think about the ways I could better handle my money.

Having a baby can change your life in more ways than you might imagine, and that includes your finances.

Before we look at some past and current personal finance statistics, which have and continue to convince me that we have a “National Epidemic of Financial Illiteracy," I want to congratulate those retired Americans, who are on Social Security, on your raise for 2017.

In this economy, Americans are serious about their money and financial goals.

When it comes to personal finance, it’s easy to become paralyzed by the fear of not making the right choice.

More than 60% of Americans own their homes, and while there are certain benefits to ownership, there's also a downside: the cost.

Your 50s can be a tricky time financially. On the one hand, you're probably earning more money now than you did earlier in your career, which gives you more flexibility, in general.

The money habits children develop when they're young can shape their financial future. That's why it's important to set them on the right path early on. Here are a few key financial tips to start with.

Going from salaried employee to retiree can result in some major financial upheaval. Once you're limited to a fixed income, and one that's likely lower than what you were making back when you were still working, managing your expenses can get tricky.

Whether you're single, married, new to the workforce, or near retirement, it's important to have a good handle on your money. Here are six personal finance tips you should always make sure to follow.

If you're getting into the latter part of your career, retirement is probably on your mind quite a bit.

As entrepreneurs, many small-business owners are comfortable taking risks. But their business is often their biggest asset, as well as the largest source of their household’s income, which means it’s especially important for them to follow basic personal finance and investing guidelines.

According to Investopedia, personal finance defines all financial decisions and activities of an individual or household, including budgeting, insurance, mortgage planning, savings and retirement planning.

In a perfect world, everyone would have the necessary knowledge needed to make smart financial decisions.

Graduation is a joyous occasion, but it also marks the point at which people step out of school and into the real world.

One-size-fits-all financial advice isn’t supposed to work, as the rules that guide us should be molded to our individual situations. But some rules of thumb can be really helpful.

Did you have a toy cash register as a toddler? It just might have set you on the course to being a financially capable adult.

After making the Permanent Account Number (PAN) mandatory for high-value transactions, the government is now considering banning all-cash transactions of more than Rs 3 lakh.

Back when my siblings and I were younger we were often jealous of our friends who got an allowance.

Lewis and Clark Community College’s Corporate and Community Learning (CCL) division will be offering a series of five individual personal finance workshops.

A new study by Ramsey Solutions, a leading company in financial education, finds that students who are taught personal finance lessons in the classroom have a better understanding and more confidence when it comes to managing their mone

One of the most important roles we play as parents is educating our kids about finances. It's one lesson they likely won't learn in school and that they shouldn't have to learn as adults in the school of hard knocks.

Just about everybody experiences money problems. Unless you’re born into the upper crust, odds are you or your family will go through some sort of personal finance catastrophe at some point.

It seems that young millionaires these days are being ultra-conservative with their investment portfolios.

Education cuts are hitting what some said are the most crucial things we teach our kids in school.